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SCAM ALERT: Members have reported receiving phone calls from someone claiming to be from Health Advantage’s Fraud Department stating the member’s card was compromised. Please remember the Credit Union will NEVER ask for online banking credentials, full debit or credit card numbers (CVV or PIN number), your full social security number or the 6-digit secure access codes sent to your phone or email. Do not share your personal/sensitive information and end the call if you suspect you're not talking to a legitimate representative. Contact Health Advantage Credit Union at 989.791.7070 if you believe your account may be at risk.

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ATM/Debit Card Application

* Required Fields

ATM/Debit Policy

All ATM Deposits are unlimited and free
All transaction using POS(point of sale) and Visa(debit) purchases are free
Six free withdrawals or transfers per month at ATMs
The seventh and subsequent withdrawal from ATMs will cost $1.00 each and will be deducted from your account.
A 1% international service fee will be added to and listed separately on all transactions completed outside the United States
Never tell anyone your PIN(Personal Identification Number). Never write your PIN on your card. Never keep your PIN with your ATM Card
Card Replacement Fee (see ATM/Debit Replacement Fee under Our Rates and Services Charges.


Applicant
Co-Applicant
Address Same as Applicant:
I/we authorize the credit union to perform a credit investigation, and I/we agree to be bound by all terms and conditions governing the use of the card as outlined in the ATM/Debit Policy and in the Electronic Funds Transfer Service Disclosuree that I/we will receive upon approval. I/we also understand that the credit union requires a signed application before any cards are ordered.
Security Code:

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