Heartbleed Security Bug


April 21st - 25th

Click here to find out how you can WIN!                    

Have you gotten your FREE custom picture on your debit and credit cards?  Time is running out!  Good through April 30th!

Direct Deposit Your Tax Refund! Give your tax preparer our routing # 272484658 and your account number

Quick Links:

Debit & Credit Cardholders
Let Us Know When You're Traveling

SMFCU Routing Number  272484658

Accel is a FREE counseling/financial goal setting program that is available FREE to SMFCU members looking to enhance their overall financial well being.



FREE Family Friendly Concert
The Verve Pipe

LIVE at the Temple Theatre
Saturday, May 3, 2014 @ 2pm

  Sponsored by Impact Saginaw
More Details> > >



TruStage Insurance & Investments

Looking for a quick and easy way to get started on a budget - try Budget$mart!  This easy-to-use software tool will help you to establish a budget, track spending and MUCH more. Click the icon to download FREE Software onto your computer. 



Featured Rates

Featured Rates for Home Page
Loan TypeRate(as low as)Term

New & Used Autos


up to 66 months


up to 72 months


up to 84 months

*APR = Annual Percentage Rate.
More Rates


Contact our
Mortgage Loan Originator Ryan Engelmann
NMLS #161285
(989) 921-1410

Fixed Rate Mortgage Loan Details

SMFCU Mortgage News


Which would be your worst fear?
Speaking in public
Flying in an airplane
Being stuck in an elevator
Riding a rollercoaster
Having a spider crawl on you in bed
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act