Saginaw Medical Federal Credit Union
phone: 989-791-7070
fax: 989-790-6910
4550 State Street
Saginaw, Michigan 48603

We will be closed Monday, Sept. 7th, in recognition of Labor Day.  Offices will reopen Tuesday, Sept. 8th at 8:30 a.m.

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New Quarterly Youth Newsletters Available

SMFCU Routing Number  272484658


Featured Rates

Featured Rates for Home Page
Loan TypeRate(as low as)Term
2011 & Newer 2.40%

up to 66 months


up to 72 months


up to 84 months

*APR = Annual Percentage Rate.
More Rates


What is the biggest challenge on the first day of school?
Getting kids out of bed
Fighting the busses and traffic
Tears (child's and/or parent's)
Leaving the house on time
Choosing the right outfit to wear
School parking lot traffic

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act