Our credit union offices will be CLOSED on Veterans Day, Tuesday, November 11th, for staff training. 



Quick Links:


Debit & Credit Cardholders
Let Us Know When You're Traveling


SMFCU Routing Number  272484658



Accel is a FREE counseling/financial goal setting program that is available FREE to SMFCU members looking to enhance their overall financial well being.

 


Spot Identity Theft Early
Review Your Credit Reports!

www.annualcreditreport.com


TruStage Insurance & Investments


Looking for a quick and easy way to get started on a budget - try Budget$mart!  This easy-to-use software tool will help you to establish a budget, track spending and MUCH more. Click the icon to download FREE Software onto your computer. 

 

 

Featured Rates

Featured Rates for Home Page
Loan TypeRate(as low as)Term
2010 & Newer 2.40%

up to 66 months

  2.90%

up to 72 months

  3.40%

up to 84 months

*APR = Annual Percentage Rate.
More Rates

FINANCING HOMES - BUILDING DREAMS

Contact our
Mortgage Loan Originator Ryan Engelmann
NMLS #161285
(989) 921-1410

Fixed Rate Mortgage Loan Details

SMFCU Mortgage News

Poll

If you carve pumpkins for Halloween, are they:
Happy Faced?
Scary Faced?
Silly Faced?
A Scene/Animal/Ghost from a kit
We don't carve them
All of the above
 
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act