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Saginaw Medical Federal Credit Union Go to main content

Membership Application

You must be 18 years of age or older to apply and you will need the following items to complete this membership application:
  • Social Security Number
  • Driver’s Licenses/State Issued ID
  • Contact Information

View SMFCU Deposit Account Contract & Rates and Fee Disclosures 

* Required Fields

    Primary Member








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  • Patriot Act Notice

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we are required to ask for your name, address, date of birth and other information that will allow us to identify you. We are also required to ask to see your driver's license or other identifying documents

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    You are allowed an additional two (2) joint owners on your account, if applicable.

    Add Joint Owner 1 (if applicable)



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  • ( ) - ext

  • Patriot Act Notice

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we are required to ask for your name, address, date of birth and other information that will allow us to identify you. We are also required to ask to see your driver's license or other identifying documents

  • Add Joint Owner 2 (if applicable)



  • / /



  • / /











  • ( ) - ext

  • Patriot Act Notice

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we are required to ask for your name, address, date of birth and other information that will allow us to identify you. We are also required to ask to see your driver's license or other identifying documents

  • Consent and Submit

  • Consent to access your personal credit profile

    By clicking accept, I affirm all the information I provided is accurate and correct. I authorize Saginaw Medical Federal Credit Union (SMFCU) to obtain my credit history. I understand that SMFCU may contact me for additional information. SMFCU may obtain information from others about me and give information to others, including but not limited to verifying my identity and performing authentications as required by applicable local, state, and federal regulation.

    By clicking accept, I acknowledge that I have read and understood SMFCUs Deposit Account Contract, which includes the Funds Availability, Electronic Fund Transfer, Privacy Policy, and Rate & Fee Disclosures. I understand that the SMFCU Deposit Account Contract governs my membership and current and future accounts, products, services, and other aspects of my relationship with SMFCU. I understand that SMFCU may change their Deposit Account Contract at any time and notify me of any changes within 60 days.

    By submitting this application electronically to Saginaw Medical Federal Credit Union (SMFCU), I agree to the same terms that apply to a signed application. I also understand an owner may conduct transactions on and start, maintain, change, add or terminate accounts, products and services as explained in the Deposit Account Contract. If there are joint owners on this application, that co-applicant has authorized the submission of this application. This electronic submission qualifies as my signature. I agree SMFCU may rely solely on this Member Application and have no obligation to rely on any other documents. I understand that I/We may have to sign additional documents before my new membership is processed.


  • MEMBERSHIP FUNDING

    Thank you for choosing Saginaw Medical Federal Credit Union! A $5.00 deposit into a credit union savings account establishes your membership. As an owner of the credit union, you will have access to everything we offer. Please complete the information below to authorize us to initiate a transaction to fund your new account.


















  • Security Code
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