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Saginaw Medical Federal Credit Union Go to main content

Car Loans & More 

When you finance your new or used car loan with Saginaw Medical Federal Credit Union, you can count on lower payments and flexible payments that won’t put your pocketbook in overdrive! 

Flexible, affordable payment options

APPLY ONLINE NOW

Or call 989-791-7070 ext. 3501 or visit a location near you!

Auto Loans
Effective Date: Tuesday, March 28th, 2017
New or UsedAnnual Percentage Rate (APR) as low asTerm
2013 & Newer 2.40% up to 66 months
  2.90% up to 72 months
  3.40% up to 84 months
More Rates


Boats, Campers, Recreational/Sport Vehicle Loans


Personal (Signature) Loans

For all of your personal borrowing needs, Saginaw Medical is ready with the ideal financing program for your specific financial situation. Our personal loans offer quick approval and competitive rates, not to mention easy repayment terms.

APPLY ONLINE NOW

Or call 989-791-7070 ext. 3501 or visit a location near you!

Signature Loans
Effective Date: Tuesday, March 28th, 2017
Annual Percentage Rate (APR) as low asTermPayment per $1,000
4.90% 12 Month or less $85.60
6.90% 13-24 Months; fixed rate $44.75
8.90% 25-48 Months; fixed rate $24.86
9.90% 60 Months; fixed rate $21.22
*Payment based on longest term and best rate


Dealer Direct Financing

When you purchase a new or used vehicle from a participating dealership, you can now finance it through SMFCU and complete your transaction on the spot!  All of the paperwork is completed at the dealership.  So you can enjoy the same great rates without an additional trip to SMFCU.  View list of participating dealers.

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