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Contact Us

Located at SMFCU

Monday - Friday
8am to 5pm

989-921-1002
email us

Investment and Retirement Planning

Whether you’re just starting out in the work force, planning for your child’s college fund or preparing to retire, we can help guide you to make the most of your hard-earned income. Managing your finances is easier with a trusted professional by your side. We’ll take the time to learn about your individual needs and help you create a personalized strategy.

In addition to our complimentary, no-obligation financial review we offer a wide range of financial products and services to help you build a diversified portfolio of investments:

  • Pre and Post Retirement Planning
  • IRA’s and 401(k) Rollovers
  • Tax Advantaged Savings and College Funding
  • Current and Future Income
  • Life Insurance, Extended Care and Wealth Transfer

As a member of SMFCU you have access to complimentary, no-obligation financial reviews to assess your long term savings and retirement plans. We look forward to the opportunity to help you achieve your financial goals. 

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio.  Diversification does not protect against market risk.


Meet Steve D Socha, Registered Representative, LPL Financial, located at Saginaw Medical Federal CU:


Steven D. Socha, CAS® is a registered representative with LPL Financial. Steve received a B.S. in Business Administration from Central Michigan University, obtained a Certified Annuity Specialist designation, and holds series 6, 63 and 22 securities registrations through LPL Financial. He is licensed in health, life and disability.

Steve has been in the financial services business since 1982. He has an office located at Saginaw Medical Federal Credit Union (SMFCU) State Street location as well as his main office in Saginaw Township. He has been active in the local community by previously serving on the advisory boards of both the Salvation Army and American Heart Association; serving as chairman in each organization.

Steve is a graduate of Leadership Midland and lives in Midland with his wife Sheryl; they have two daughters. Steve enjoys exploring new culinary ideas, physical fitness, horticulture, and is an avid bass fisherman.

Schedule your complimentary financial review today.


Check the background of investment professionals associated with this site on FINRA's BrokerCheck


Securities offered through LPL Financial, member FINRA / SIPC. Insurance Products offered through LPL Financial or it’s licensed affiliates.

Saginaw Medical Federal Credit Union is not a registered broker/dealer and is not affiliated with LPL Financial.

Not NCUA Insured Not Credit Union Guaranteed  May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: (MI)

Contact Us

Located at SMFCU

Monday - Friday
8am to 5pm

989-921-1002
email us