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Saginaw Medical Federal Credit Union Go to main content

Premium Checking

Our Premium Checking account offers you rewards, comprehensive identity theft protection, cell phone protection and much more!  Initial Checking Deposit:  $25.00

When you choose to open a Premium Checking account with Saginaw Medical Federal Credit Union the following will be yours for less than 10 cents a day!:


1IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
2Special Insurance Program Notes:  The descriptions herein are summaries only.  They do not include all terms, conditions and exclusions of the policies described.  Please refer to actual policies for complete details of coverage and exclusions.  Insurance is offered through the company named on the certificate of insurance.  Refer to Guide to Benefits complete details of coverage. Insurance product is not a deposit of or guaranteed by the Credit Union or any Credit Union Affiliate and are not insured by the NCUA or Any Federal Government Agency.
3Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

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