This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.

Mobile Banking with Free Mobile Bill Pay

Our TouchBanking mobile app brings you a fantastic user experience, including a feature that allows you to log-in to multiple accounts using one phone!  You can:

  • View account balances and histories
  • Transfer among your accounts
  • Make loan and credit card payments
  • Manage and pay your bills
  • Apply for a loan
  • View your account balances (up to 6) with the Instant Balance feature

Follow the steps below to easily download and start using TouchBanking today!

Download our Mobile App Today!


  1. Download Touchbanking App (by FiServ Inc)
  2. App Code = smartmobile
  3. User Name or Login ID = Your SMFCU Account #
  4. Password = Your online banking password
  5. Answer Your Identity Question

After downloading the app, you will have a "TouchBanking" icon on your phone. Simply touch the icon to launch the app and input the same password that you use for online banking and you'll be ready to go!


Additionally, if you have the ability to browse the Internet from your phone, you can use our WAP site - our mobile ready website - by visiting  Just choose the "online banking" option to log into your account similar to logging in through your computer and you're ready to go!

If you would prefer simple text-based information, we offer SMS messaging  - you must set up by logging into your online banking account and choosing the Mobile tab.