car loans Saginaw, MI / auto loan refinance Saginaw, MI

Credit Union Auto Club

"So very grateful it could be processed with Brenda, who is so efficient and knowledgeable.  I had so many questions and she answered every one, some more than once!  Thank you!" 

Shirley from Caro


"Loved the E-signing option - so easy!  Thank you Briana for all your help... you were
great!"

Nicole from Saginaw


"It was unbelievable.  I could not believe how fast the process was and how helpful
and courteous Lisa was throughout this short process.  I will definitely recommend
your loan service to my friends."

Marla from Saginaw

Car Loans & More in Saginaw, MI   

When you finance your new or used car loan with Saginaw Medical Federal Credit Union, you can count on lower payments and flexible payments that won’t put your pocketbook in overdrive!  APPLY ONLINE NOW, call 989-791-7070 ext. 3501 or visit a location near you!

Flexible, affordable payment options

Auto Loans
Effective Date: Friday, July 29th, 2016
New or UsedAnnual Percentage Rate (APR) as low asTerm
2013 & Newer 2.40% up to 66 months
  2.90% up to 72 months
  3.40% up to 84 months
More Rates


Boats, Campers, Recreational/Sport Vehicle Loans


Personal Loans

For all of your personal borrowing needs, Saginaw Medical is ready with the ideal financing program for your specific financial situation. Our personal loans offer quick approval and competitive rates, not to mention easy repayment terms. APPLY ONLINE NOW, call 989-791-7070 ext. 3501 or visit a location near you!

Signature Loans
Effective Date: Friday, July 29th, 2016
Annual Percentage Rate (APR) as low asTermPayment per $1,000
4.90% 12 Month or less $85.60
6.90% 13-24 Months; fixed rate $44.75
8.90% 25-48 Months; fixed rate $24.86
9.90% 60 Months; fixed rate $21.22
*Payment based on longest term and best rate


Dealer Direct Financing

When you purchase a new or used vehicle from a participating dealership, you can now finance it through SMFCU and complete your transaction on the spot!  All of the paperwork is completed at the dealership.  So you can enjoy the same great rates without an additional trip to SMFCU.  Click here for a list of participating dealers.

car loans Saginaw, MI / auto loan refinance Saginaw, MI

Credit Union Auto Club

"So very grateful it could be processed with Brenda, who is so efficient and knowledgeable.  I had so many questions and she answered every one, some more than once!  Thank you!" 

Shirley from Caro


"Loved the E-signing option - so easy!  Thank you Briana for all your help... you were
great!"

Nicole from Saginaw


"It was unbelievable.  I could not believe how fast the process was and how helpful
and courteous Lisa was throughout this short process.  I will definitely recommend
your loan service to my friends."

Marla from Saginaw