car loans Saginaw, MI / auto loan refinance Saginaw, MI

"SMFCU has always been our gold standard of banking and business.  We hold others to your level and frequently they fall short!  We have been members for about 45 years and are thankful for all of you."

Maureen & Bruce from Saginaw


"Loved the E-signing option - so easy!  Thank you Briana for all your help... you were
great!"

Nicole from Saginaw


"It was unbelievable.  I could not believe how fast the process way and how helpful
and courteous Lisa was throughout this short process.  I will definitely recommend
your loan service to my friends."

Marla from Saginaw

Car Loans & More in Saginaw, MI   

When you finance your new or used car loan with Saginaw Medical Federal Credit Union, you can count on lower payments and flexible payments that won’t put your pocketbook in overdrive!  APPLY ONLINE NOW, call 989-791-7070 ext. 3501 or visit a location near you!

FOR SALE

Auto Loans
Effective Date: Saturday, May 28th, 2016
New or UsedAnnual Percentage Rate (APR) as low asTerm
2011 & Newer 2.40% up to 66 months
  2.90% up to 72 months
  3.40% up to 84 months
More Rates


Recreational/Sport Vehicle Loans

How many times have you thought about taking that special family vacation or seeing our country by road? How about cruisin' down the coast with your hair flying in the wind? If the purchase of a recreational vehicle is in your future, let us help you get started on your trip! We finance Boats, Trailers, RVs and Motorcycles.  For more information, call 989-791-7070 ext. 3501 or visit a location near you!

FOR SALE

 

 

                       

Sport Vehicles, Boats, Campers, & RVs
Effective Date: Saturday, May 28th, 2016
New or UsedAnnual Percentage Rate (APR) as low asTerm
Fixed Rate 2.40% up to 66 months
Fixed Rate 2.90% up to 72 months
Fixed Rate 3.90% up to 84 months
Fixed Rate 5.40% up to 120 months


Personal Loans

For all of your personal borrowing needs, Saginaw Medical is ready with the ideal financing program for your specific financial situation. Our personal loans offer quick approval and competitive rates, not to mention easy repayment terms. APPLY ONLINE NOW, call 989-791-7070 ext. 3501 or visit a location near you!

Signature Loans
Effective Date: Saturday, May 28th, 2016
Annual Percentage Rate (APR) as low asTermPayment per $1,000
4.90% 12 Month or less $85.60
6.90% 13-24 Months; fixed rate $44.75
8.90% 25-48 Months; fixed rate $24.86
9.90% 60 Months; fixed rate $21.22
*Payment based on longest term and best rate


Dealer Direct Financing

When you purchase a new or used vehicle from a participating dealership, you can now finance it through SMFCU and complete your transaction on the spot!  All of the paperwork is completed at the dealership.  So you can enjoy the same great rates without an additional trip to SMFCU.  Click here for a list of participating dealers.

car loans Saginaw, MI / auto loan refinance Saginaw, MI

"SMFCU has always been our gold standard of banking and business.  We hold others to your level and frequently they fall short!  We have been members for about 45 years and are thankful for all of you."

Maureen & Bruce from Saginaw


"Loved the E-signing option - so easy!  Thank you Briana for all your help... you were
great!"

Nicole from Saginaw


"It was unbelievable.  I could not believe how fast the process way and how helpful
and courteous Lisa was throughout this short process.  I will definitely recommend
your loan service to my friends."

Marla from Saginaw