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Disclosures

Change in Terms Notice Effective November 1, 2016:  This notice is to inform you that Saginaw Medical Federal Credit Union has revised its Fee Schedule (see Rates and Fee Disclosures) and its Funds Availability and EFT Disclosures (See SMFCU Deposit Account Contract).  Any funds deposited through the ATM may be subject to a two(2) business day hold.