"This credit union far exceeds all others.  I would rank SMFCU as the Number 1 business in all of Saginaw."

Sue from Saginaw

 

 "The staff was extremely helpful and the process was quick and painless! I will definitely seek loans from SMFCU in the future.  It is the best loan experience I have had to date.  Thank you for making this go so smoothly for me.  Your staff is tremendous to work with."

Lisa from Saginaw

 

When you finance your new or used vehicle with Saginaw Medical Federal Credit Union, you can count on lower payments and benefits that won’t put your pocketbook in overdrive!

Auto Loan Rates
Effective Date: Saturday, November 1st, 2014
New or Used Annual Percentage Rate (APR)
as low as
TermPayment per $1,000
2010 & Newer
Fixed Rate 2.40% up to 66 months $16.19
Fixed Rate 2.90% up to 72 months $15.15
Fixed Rate 3.40% up to 84 months $13.41
2009 & Older
Fixed Rate 2.90% up to 66 months $16.42
Fixed Rate 3.40% up to 72 months $15.38
Fixed Rate 3.90% up to 84 months $13.63


Just financed your new vehicle with another financial institution? You still have a chance to save hundreds of dollars in interest charges by refinancing with us. Saginaw Medical Federal Credit Union is here to help save you money!

Consider the benefits of an auto loan with us:

TruStage Auto Insurance Program 

Personal Loans

For all of your personal borrowing needs, Saginaw Medical is ready with the ideal financing program for your specific financial situation. Our personal loans offer quick approval and competitive rates, not to mention easy repayment terms.

Boat & RV Loans

How many times have you thought about taking that special family vacation or seeing our country by road? How about cruisin' down the coast with your hair flying in the wind? If the purchase of a recreational vehicle is in your future, let us help you get started on your trip! We finance Boats, Trailers, RVs and Motorcycles.

Repayment of your loan is easy and automatic with convenient payroll deduction. You can apply online, call us (989) 791-7070 ext. 3501 or stop by a location nearest you.

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act