"Love your rates and convenience of having loan paid automatically from my savings.  Fast approval process too!"

Brian from Saginaw


"Briana was awesome!  It was a very stressful time but she made it more manageable.  Thank you."

Lori from Saginaw


"Thank you for making this process so easy!"

Gail from Freeland

Car Loans & Credit Cards in Saginaw, MI

When you finance your new or used car loan with Saginaw Medical Federal Credit Union, you can count on lower payments and flexible payments that won’t put your pocketbook in overdrive!

 


Auto, Truck & Motorcycle Loan Rates
Effective Date: Wednesday, May 27th, 2015
New or Used Annual Percentage Rate (APR)
as low as
TermPayment per $1,000
2011 & Newer
Fixed Rate 2.40% up to 66 months $16.19
Fixed Rate 2.90% up to 72 months $15.15
Fixed Rate 3.40% up to 84 months $13.41
2010 & Older
Fixed Rate 2.90% up to 66 months $16.42
Fixed Rate 3.40% up to 72 months $15.38
Fixed Rate 3.90% up to 84 months $13.63


 

 

 

 

 

 

 

 

 

 

Boat & RV Loans

How many times have you thought about taking that special family vacation or seeing our country by road? How about cruisin' down the coast with your hair flying in the wind? If the purchase of a recreational vehicle is in your future, let us help you get started on your trip! We finance Boats, Trailers, RVs and Motorcycles. APPLY ONLINE NOW, call 989-791-7070 ext. 3501 or visit a location near you!

Boats, Campers, & RVs
Effective Date: Wednesday, May 27th, 2015
New or UsedAnnual Percentage Rate (APR) as low asTerm
Fixed Rate 2.40% up to 66 months
Fixed Rate 2.90% up to 72 months
Fixed Rate 3.90% up to 84 months
Fixed Rate 5.40% up to 120 months


Dealer Direct Financing

When you purchase a new or used vehicle from a participating dealership, you can now finance it through SMFCU and complete your transaction on the spot!  All of the paperwork is completed at the dealership.  So now enjoy the same great rates without an additional trip to SMFCU.  Click here for a list of participating dealers.

Personal Loans

For all of your personal borrowing needs, Saginaw Medical is ready with the ideal financing program for your specific financial situation. Our personal loans offer quick approval and competitive rates, not to mention easy repayment terms.

 

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act